If you are the admin of an account with an annual plan, you can limit your team's credit usage by month, or give them a yearly quota (Learn how to limit credit quota).
Once you've created a group (Learn more about Groups here), this change will apply.
Here's how to set limits:
Navigate to your account by clicking your user name and account in the top right corner.
In Account, go to Group Limits and select whether you want to set an annual or monthly limit.
***Please note that by clicking Change Cycle, all current group limits will be removed.
Learn more about Groups here.